Insight 1

Users like the 'quick' lending process provided by the app over physical banks

The anytime-anywhere lending feature of the app attracted all users

80%

of the users chose to use the app over physical branches because it seemed hassle-free

70%

of the users chose to use the app over physical branches because it seemed hassle-free

30%

said they liked the app but would still want face-to-face communication for loans
Insight 2

Data deletion is a strong motivation to choose app over branches

The choice to share or delete personal data immediately builds trust on the app

100%

of the users opted for a lower loan amount offered

70%

users found value in tips offered to improve eligibility

10%

users understood correlation between credit scores and loan amount offered